How To Do
Form 16 → ITR-1 Helper
Enter the values from your Form 16 (Part A + Part B) and see field-by-field which ITR-1 boxes they map to. Calculates your final tax under the New regime (default) and shows whether you have a refund or balance to pay.
Part A — Identity & TDS
Part B — Salary breakdown
Chapter VI-A deductions old regime only
How to read your Form 16
- Part A is the TDS certificate — generated from the TRACES portal. Contains your PAN, employer's TAN, and quarterly TDS amounts. Use the total TDS figure here.
- Part B is the salary annexure — prepared by your employer. Has gross salary, exemptions, deductions, and the tax computed by the employer (which becomes the TDS in Part A).
- The numbers should reconcile. Tax in Part B = TDS in Part A. If they don't match, ask payroll to fix it before you file.
Common Form 16 → ITR-1 gotchas
- Income from other sources (interest, dividend) isn't on your Form 16 — pull it from AIS on the IT portal and add it manually.
- Multiple Form 16s (job change mid-year): combine gross salary, take the higher std deduction (one-time, ₹50K old / ₹75K new), sum 80C contributions across both employers (capped at ₹1.5L).
- Standard deduction is automatic in ITR-1; don't manually add it.
- Capital gains, multiple houses, foreign assets → you can't use ITR-1. See our ITR Form Picker.
FAQ
My Form 16 says I owe more / less than this calculator shows.
The most common reasons: (a) you have interest / dividend income not declared to your employer (it's not on Form 16), (b) the employer used the old regime but you should switch to new, or vice versa, (c) one of your deductions is invalid (e.g. 80C exceeds ₹1.5L). Reconcile by checking AIS on the IT portal.
When does my employer issue Form 16?
By 15 June of the AY (so by 15 Jun 2026 for FY 2025-26). If your employer is delayed, ask payroll directly — they generate it from TRACES and can fast-track. You can file ITR without Form 16 using salary slips + AIS, but Form 16 makes reconciliation easier.
Should I file Old or New regime?
Toggle the radio buttons to see both. Use our Income Tax Calculator for a side-by-side comparison. Rule of thumb FY 2025-26: New regime wins for most salaried people unless their total deductions exceed ~₹4.5L.
What if Form 16 shows a different regime than I want?
You can change regime when filing ITR — the regime declared to your employer for TDS purposes is not binding. If your employer used old but you want new (or vice versa), just file under the regime that gives lower tax. The TDS already paid gets adjusted.